humm is the latest way for you to buy now pay later
What you want using simple in-store finance. Applying for humm using the 100% online, no fuss application process is simple and quick – you can receive a credit decision in minutes!
humm allows you to bundle together a furniture, flooring and bedding package to suit your needs in an easy to manage monthly payment.
humm is a retail installment payment plan facility, an easy alternative to paying with cash or credit card. Whether it’s a new couch, dining table, bed or in-home furnishings, humm is there to make finance simple!
It’s all about you! – you are in total control. You simply select the goods you want; then select the amount and repayment term. You have full access to a unique humm account via a self-serve portal. You can even pay out your humm purchase early without any additional fees or charges.
To apply, you will need the following:
- Mobile phone number
- Email address
- Valid Credit/Debit Card
- Valid photo ID
- Recent Bank Statement (showing 30 days’ worth of transactions) – customers can log into their online banking, take a screen shot and email the image – no paper required!
humm is a paperless application and checkout process.
To be Eligible you need to meet the following criteria.
- Be at least 21 years of age
- Be an Irish resident or permanent citizen of Ireland
- Earn a minimum of €23,000 per annum
- Have a clear credit history