humm is the latest way for you to buy now pay later

What you want using simple in-store finance. Applying for humm using the 100% online, no fuss application process is simple and quick – you can receive a credit decision in minutes!

humm allows you to bundle together a furniture, flooring and bedding package to suit your needs in an easy to manage monthly payment.

humm is a retail installment payment plan facility, an easy alternative to paying with cash or credit card. Whether it’s a new couch, dining table, bed or in-home furnishings, humm is there to make finance simple!

It’s all about you! – you are in total control. You simply select the goods you want; then select the amount and repayment term. You have full access to a unique humm account via a self-serve portal. You can even pay out your humm purchase early without any additional fees or charges.

To apply, you will need the following:

  • Mobile phone number
  • Email address
  • Valid Credit/Debit Card
  • Valid photo ID
  • Recent Bank Statement (showing 30 days’ worth of transactions) – customers can log into their online banking, take a screen shot and email the image – no paper required!

humm is a paperless application and checkout process.

To be Eligible you need to meet the following criteria.

  • Be at least 21 years of age
  • Be an Irish resident or permanent citizen of Ireland
  • Earn a minimum of €23,000 per annum
  • Have a clear credit history

Humm Little things. Big things.